Tesco Clubcard is a familiar name across the UK. With millions of users taking advantage of discounts, special offers, and points every time they shop, it’s one of Britain’s most-used loyalty schemes. Yet, many do not realise how much value they could extract from it—or how easily some benefits can slip through their fingers. Money Saving Expert, Martin Lewis, has become an essential voice for those looking to make the most out of every Clubcard point. As the scheme continues to evolve in 2025, Martin Lewis’s advice remains more relevant than ever.
The Clubcard Landscape: What’s Changed in 2025
The Clubcard has undergone significant changes this year. Most notably, Tesco has rolled out a new unified app for Clubcard and grocery shopping, replacing its older apps. Users must now download the Tesco Grocery and Clubcard app to continue collecting points, redeeming vouchers, and accessing exclusive deals. Tesco’s main goal: to simplify the process and enhance the shopping experience for its loyal customers.
A major shift also affects how vouchers translate into rewards. In June, Tesco adjusted the Clubcard rewards value downward, meaning vouchers now exchange for double rather than triple their value when used with Clubcard partners. The change underscores the importance of redeeming points strategically, a message Martin Lewis has echoed on multiple platforms.
Martin Lewis: Tips for Tesco Clubcard Success
Martin Lewis has long championed the consumer, offering tactical tips to help shoppers stretch every Clubcard pound. Central to his advice this year is the potential to dramatically boost Clubcard points, and how to avoid losing value through expiration.
Recently, Lewis’s Money Saving Expert team revealed a simple trick for amplifying points. By leveraging partner offers, £5 worth of Clubcard points can be turned into £30 in benefits when used with specific partners—though timing and choice of partner are crucial. Martin Lewis regularly urges shoppers to plan redemptions carefully, as partner rates and rules can change, sometimes with limited notice.
Lewis also warns about expiring vouchers, a constant pain point for many families. Clubcard vouchers are valid for two years after issue; unredeemed points return to Tesco rather than benefitting customers. Lewis recommends checking voucher status regularly via the app or Clubcard account.
The “Voucher Extension” Trick
One of Martin Lewis’s most popular tips involves extending nearly expired vouchers. Instead of letting them lapse, shoppers can make a minimal purchase through Tesco Clubcard Rewards—sometimes as little as 50p—and the remaining balance is returned as new points, now valid for another two years.
For example, if you use a £5 voucher to buy a 50p restaurant credit, Tesco credits the remaining £4.50 back to your account as new points. These points convert into vouchers with a fresh expiration date, offering more time to decide how to spend them.
This method can be repeated for each voucher, and while Tesco reserves the right to deny redemptions purely for the sake of extension, Lewis and his team have successfully tested the trick with no issues. The process is especially valuable for larger, soon-to-expire vouchers.
Personalised Offers and the Rise of “Your Clubcard Prices”
Tesco has also started personalising Clubcard experience for a segment of users. The ‘Your Clubcard Prices’ initiative provides tailored discounts on products customers buy most often, delivered in the app every week. This makes loyalty more rewarding and offers greater savings on essentials—a move welcomed by Martin Lewis for those seeking to control their cost of living.
Tesco reported that, on average, the Clubcard saves shoppers up to £385 per year. New data released through “Clubcard Unpacked” allows customers to view their annual savings, most-bought products, and the overall value of points collected. It’s reminiscent of music app statistics and encourages shoppers to engage more actively with their loyalty data and future purchasing power.
App Updates and Digital Shifts
All Clubcard users are required to use the new Tesco Grocery and Clubcard app to keep benefiting from the full range of features. The app offers an easy way to track voucher balances, make online orders, and take advantage of exclusive offers. Tesco reassures that no points or vouchers are lost in the migration from the previous app, but it remains vital for users to upgrade promptly.
Subscribers to Clubcard Plus—a premium upgrade for £7.99 per month—continue to receive unique benefits, such as 10% off two big shops per month and discounts on other Tesco services. For regular Tesco shoppers, this can be particularly rewarding, and the latest reviews suggest it is worth the extra outlay for families and heavy spenders.
Clubcard Criticisms and Community Concerns
Recent changes have not been without controversy. Some customers, particularly those under 18, have criticised age restrictions on Clubcard discounts. Meanwhile, the reduction in the multiplier for rewards partners means families who rely on points for days out or travel get less value than before—prompting vocal campaigns from both Martin Lewis and consumers to maintain better rates.
Important Deadlines and How Not to Lose Out
Every year, millions of pounds worth of Clubcard vouchers remain unspent. Martin Lewis has issued urgent reminders about expiry dates and recommended setting up app notifications to prevent missing out. In early 2025, more than £14 million in vouchers were at risk of lapsing, underlining the need for vigilance.
Tesco sometimes makes limited-time offers—like “Unpacked,” which rewards certain users with bonus points if they review their savings statistics before a set date. Keeping up with these incentives is easier with Martin Lewis’s weekly newsletters and regular slots on UK television, where he summarises the biggest changes for viewers.
Conclusion
In a landscape of frequent retail changes and economic challenges, Tesco Clubcard users have much to gain—but only if they remain informed. Martin Lewis, with his knack for decoding fine print and sniffing out the best tricks, provides vital advice that turns points into pounds, and everyday shopping into long-term savings. As 2025 unfolds, his insights remain an indispensable ally for all who want to stretch their shop further, keep every penny possible, and continue to outsmart the small print.
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